Group Life Insurance with Living Benefits

Available at no additional cost to employers, and employees pay a fee only if they use the benefit. This living benefit gives employees the ability to receive a one-time advance, or acceleration, of a portion of their death benefit that is paid in a lump sum, to help manage costs associated with a chronic illness.

As insurance plan choices have grown more complex, we have the added explanations that will help you find the right strategy for your business and your employees.

Accident Insurance helps employees prepare better for the potential financial impact after an injury.  Funds for a covered accident can be used to help manage personal expenses, bills or out-of-pocket-medical costs.

Provide an insurance solution that will help ease the financial impact that a critical illness can bring to employees and their families. Supplemental health insurance coverage can help to cover personal or medical expenses in the event of a covered critical illness such as a heart attack, stroke, or invasive cancer.