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Insurance at Work

Group Life with Living Benefits

Available at no additional cost to employers, and employees pay a fee only if they use the benefit. This living benefit gives employees the ability to receive a one-time advance, or acceleration, of a portion of their death benefit that is paid in a lump sum, to help manage costs associated with a chronic illness.

Group Health

As insurance plan choices have grown more complex, we have the added explanations that will help you find the right strategy for your business and your employees.

Group Accident

Accident Insurance solution helps employees prepare better for the potential financial impact after an injury.  Funds for a covered accident can be used to help manage personal expenses, bills or out-of-pocket-medical costs.

Group Critical Illness

Provide an insurance solution that will help ease the financial impact that a critical illness can bring to employees and their families. Supplemental health insurance coverage can help to cover personal or medical expenses in the event of a covered critical illness such as a heart attack, stroke, or invasive cancer.

Group Dental

Good oral care is a key step in maintaining your overall health. Dental Insurance can help.

Employee Retention Tax Credit

The  employee retention tax credit was initially signed into law March 2020 as part of the CARES Act. The credit was later expanded upon with the Consolidated Appropriations Act in December 2020 and the American Rescue Plan Act in June 2021  Business Owners can receive a refundable credit up to $5,000 per employee in 2020, and up to $7,000 per employee, per quarter (excluding the 4th quarter), in 2021 for qualified wages.


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